Compliance Center
Comprehensive regulatory framework, certifications, and compliance documentation for institutional partners. Our commitment to regulatory excellence ensures secure and compliant Aadhaar banking operations.
Regulatory Framework
Our comprehensive regulatory compliance ensures secure, transparent, and legally compliant operations across all Aadhaar banking services.
RBI Authorization
Reserve Bank of India
Authorized to operate as Aadhaar Banking Infrastructure Partner under RBI guidelines for AEPS and Micro-ATM services.
NPCI Certification
National Payments Corporation of India
Certified AEPS service provider with full compliance to NPCI technical and operational standards.
UIDAI Compliance
Unique Identification Authority of India
Compliant with UIDAI regulations for Aadhaar authentication and e-KYC services in financial transactions.
ISO 27001:2013
International Organization for Standardization
Information Security Management System certification ensuring highest standards of data protection and security.
PCI DSS Compliance
Payment Card Industry Security Standards Council
Payment Card Industry Data Security Standard compliance for secure payment processing infrastructure.
IT Act 2000 Compliance
Ministry of Electronics and Information Technology
Full compliance with Information Technology Act 2000 and subsequent amendments for digital transactions.
Compliance Documentation
Access comprehensive regulatory documents, guidelines, and certifications for institutional evaluation and integration planning.
RBI Master Direction on AEPS
Comprehensive guidelines for Aadhaar Enabled Payment System operations and compliance requirements.
NPCI AEPS Technical Specifications
Technical standards and specifications for AEPS integration and transaction processing.
UIDAI Authentication Guidelines
Guidelines for Aadhaar authentication and e-KYC services in financial transactions.
ISO 27001:2013 Certificate
Information Security Management System certification document with audit scope.
Annual Compliance Audit Report 2025
Comprehensive audit report covering all regulatory compliance aspects and operational metrics.
PCI DSS Compliance Certificate
Payment Card Industry Data Security Standard compliance certification and attestation.
IT Act 2000 Compliance Framework
Detailed framework for compliance with Information Technology Act 2000 and amendments.
BC Network Manager Guidelines
Guidelines for Business Correspondent Network Managers and operational compliance.
Data Protection and Privacy Policy
Comprehensive data protection policy aligned with Indian data privacy regulations.
Quarterly Regulatory Update Q4 2025
Latest regulatory changes, compliance updates, and industry developments summary.
NPCI Certification Renewal Document
NPCI certification renewal documentation with updated compliance attestations.
Risk Assessment and Mitigation Framework
Comprehensive risk assessment covering operational, technical, and regulatory risks.
Regulatory Updates
Stay informed with the latest regulatory changes, compliance requirements, and industry developments affecting Aadhaar banking operations.
RBI Updates AEPS Transaction Limits
High ImpactReserve Bank of India has revised daily transaction limits for AEPS services. New limits: ₹50,000 per day per customer with enhanced authentication requirements for transactions above ₹25,000.
NPCI Introduces Enhanced Security Protocols
High ImpactNational Payments Corporation of India mandates implementation of additional security layers for AEPS transactions including biometric liveness detection and device binding requirements.
UIDAI Updates Authentication Guidelines
Medium ImpactUpdated guidelines for Aadhaar authentication in financial services with emphasis on consent management and data minimization principles. Effective from 01 March 2026.
ISO 27001:2022 Migration Timeline
Medium ImpactOrganizations must migrate to ISO 27001:2022 standard by October 2026. DIGISEVA has initiated early migration process to ensure seamless transition and continued compliance.
BC Network Manager Compliance Requirements
High ImpactEnhanced due diligence requirements for Business Correspondent Network Managers including quarterly compliance reporting and agent verification protocols.
Data Localization Compliance Deadline
Low ImpactReminder for complete data localization compliance by 31 March 2026. All payment system data must be stored exclusively in India with no mirroring abroad.
Compliance Checklist
Comprehensive compliance tracking tool for partner institutions to ensure adherence to all regulatory requirements.
AEPS Authorization Renewal
CriticalAnnual renewal of RBI authorization for AEPS operations with updated compliance documentation.
BC Network Manager Registration
CriticalMaintain valid BC Network Manager registration with quarterly compliance reporting.
Data Localization Compliance
CriticalEnsure all payment system data is stored exclusively within India with no foreign mirroring.
Need Compliance Assistance?
Our compliance team is available to help partner institutions navigate regulatory requirements and ensure seamless adherence to all guidelines.
Legal Disclaimer & Operational Boundaries
Please read the following legal disclaimers and operational boundaries carefully. These terms govern the use of DIGISEVA services and define our regulatory framework.
Operational Boundaries
DIGISEVA operates strictly as an Aadhaar Banking Infrastructure Partner and technology enabler. We do not accept deposits, provide loans, or offer any banking services directly to end consumers. All financial transactions are processed through authorized banking partners under RBI supervision.
Regulatory Compliance
All operations are conducted in full compliance with Reserve Bank of India guidelines, NPCI standards, and UIDAI regulations. DIGISEVA maintains necessary authorizations and certifications for providing AEPS and Micro-ATM infrastructure services to authorized financial institutions.
Partnership Framework
Services are exclusively available to RBI-authorized banks, licensed BC Network Managers, and regulated financial institutions. Individual consumers cannot directly access DIGISEVA services. All partnerships require proper due diligence, regulatory verification, and formal agreements.
Data Protection
Customer data is processed in strict accordance with applicable data protection laws and UIDAI guidelines. All Aadhaar authentication data is handled with utmost security, stored exclusively in India, and used only for authorized financial transactions with explicit customer consent.
Liability Limitations
DIGISEVA provides technology infrastructure and is not liable for banking decisions, loan approvals, or financial outcomes of partner institutions. All financial services are subject to terms and conditions of respective banking partners. Transaction disputes must be resolved through appropriate banking channels.
Intellectual Property
All technology, software, documentation, and intellectual property related to DIGISEVA services remain the exclusive property of DIGISEVA Enterprise. Unauthorized use, reproduction, or distribution of any proprietary materials is strictly prohibited and subject to legal action.
Regulatory Disclaimer
DIGISEVA Enterprise is an Aadhaar Banking Infrastructure Partner operating under the regulatory framework established by the Reserve Bank of India (RBI), National Payments Corporation of India (NPCI), and Unique Identification Authority of India (UIDAI). We are authorized to provide technology infrastructure for AEPS and Micro-ATM services exclusively to RBI-authorized banks and licensed BC Network Managers.
RBI Authorization: Valid authorization for AEPS operations under RBI guidelines (Reference: RBI/2025-26/123)
NPCI Certification: Certified AEPS service provider with current technical certification (Valid until: December 2026)
UIDAI Compliance: Compliant with UIDAI regulations for Aadhaar authentication in financial services
Data Security: ISO 27001:2013 certified with PCI DSS compliance for payment processing infrastructure
Last Updated: January 2026 | Version: 3.2 | Effective Date: 01 January 2026 | For questions regarding this disclaimer or our regulatory framework, please contact our compliance team at compliance@digiseva.in or call +91-33-4567-8900.
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